Settling divided co-ownership claims

Claims settlement situations

Concept of responsible

Civil Code articles

Bills 141 and 41 amended certain provisions of the Civil Code of Québec (C.C.Q.) concerning the obligations of syndicates, co-owners and insurers. Several of these amendments took effect on December 13, 2018. The resulting changes had a number of impacts, some significant, especially on claims settlement.

This tool, which is intended for the Quebec P&C insurance industry, addresses the questions raised most often by the insurers of divided co-ownership syndicates and co-owners relative to settling claims.

Caution

The content of these webpages is provided for information purposes in order to improve the understanding of the Civil Code with respect to co-ownership insurance. This content is not intended as advice, legal or otherwise, and its users should not take any action based solely on the information contained in these pages.